AND JOANNA MILLER, FOUNDER AND OWNER OF INDIGO MOON ACADEMY. BY USING ANY OF THE SERVICES, YOU ACKNOWLEDGE
THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY AND COMPLY
WITH THESE TERMS.
the right to modify these terms at any time, so please check this page periodically for changes. By using
these sites after we post any changes to these terms, you agree to accept those changes, whether or not
you have reviewed them or been notified about them. If at any time you choose not to accept these terms
of use, please do not use this site or any of our sites.
DISCLAIMERS; LIMITATIONS OF LIABILITY
(a) YOU ASSUME ALL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SERVICES. THE
SERVICES, INCLUDING ANY PRODUCTS, ARE PROVIDED “AS IS” WITHOUT
REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED,
INCLUDING WARRANTIES OF TITLE, NON-INFRINGEMENT, OR IMPLIED WARRANTIES OF
MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.
(b) WHILE WE MAKE GOOD FAITH EFFORTS TO INCLUDE SUBSTANTIALLY ACCURATE
INFORMATION IN THE SERVICES, ERRORS OR OMISSIONS MAY OCCUR. IF WE RECEIVE
NOTICE OF ERRORS OR OMISSIONS, WE WILL MAKE REASONABLE EFFORTS TO
CORRECT THEM IN DUE COURSE; BUT WE MAKE NO REPRESENTATIONS OR
WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, PERFORMANCE,
CURRENCY, OR FITNESS FOR A PARTICULAR PURPOSE OF THE SERVICES, THAT THE
SERVICES WILL MEET YOUR REQUIREMENTS, OR AS TO THE RESULTS THAT WILL BE
DERIVED FROM USING ANY OF THE INFORMATION INCLUDED IN THE SERVICES.
(c) IN NO EVENT SHALL JOANNA MILLER BE LIABLE FOR ANY INDIRECT, PUNITIVE,
INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY
CONNECTED WITH YOUR USE OF, DELAY IN USING, OR INABILITY TO USE THE
SERVICES. OUR LIABILITY FOR ANY DIRECT DAMAGES SHALL BE LIMITED TO THE
AMOUNT OF FEES YOU HAVE PAID FOR THE PRODUCTS GIVING RISE TO SUCH
LIABILITY. SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR
LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES AND THUS
THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF THIS LIMITATION OF LIABILITY OR
THE EXCLUSION OF WARRANTY SET FORTH ABOVE IS HELD INAPPLICABLE OR
UNENFORCEABLE FOR ANY REASON, GB’S MAXIMUM LIABILITY FOR ANY TYPE OF
DAMAGES SHALL BE LIMITED TO THE LESSER OF (I) A REFUND OF THE AMOUNT PAID
FOR THE PRODUCT AT ISSUE, OR (II) £100.
(d) YOU ASSUME ALL RESPONSIBILITIES AND OBLIGATIONS WITH RESPECT TO ANY
DECISIONS, ADVICE, CONCLUSIONS OR RECOMMENDATIONS MADE OR GIVEN AS A
RESULT OF THE USE OF THE SERVICES, INCLUDING WITHOUT LIMITATION ANY
DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE UPON PRODUCTS. THE
SERVICES SHALL NOT CONSTITUTE OR BE CONSTRUED AS A RECOMMENDATION,
SOLICITATION, OFFER OR OPINION BY JOANNA MILLER, FOR ANY FINANCIAL TRANSACTION OR THE PURCHASE OF ANY
FINANCIAL INSTRUMENT, INCLUDING BUT NOT LIMITED TO SECURITIES, OR ANY KIND
OF INVESTMENT. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS.
(e) YOU ASSUME ALL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SERVICES.
THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY OR ACHIEVE ANY
PARTICULAR RESULTS USING THE TECHNIQUES AND IDEAS PROVIDED IN CONNECTION
WITH THE SERVICES. ALL INFORMATION PROVIDED IN CONNECTION WITH THE
SERVICES IS INTENDED FOR EDUCATIONAL PURPOSES ONLY, FOR A GENERAL
AUDIENCE, AND NOT AS SPECIFIC ADVICE TAILORED FOR AN INDIVIDUAL OR BUSINESS.
NONE OF THE INFORMATION PROVIDED IN CONNECTION WITH THE SERVICES SHALL BE
CONSTRUED TO CONSTITUTE MEDICAL, PSYCHOLOGICAL, FINANCIAL OR
ACCOUNTING, LEGAL OR OTHER PROFESSIONAL ADVICE; WE URGE YOU TO CONSULT
WITH AN APPROPRIATE LICENSED PROFESSIONAL IF YOU SEEK ANY SUCH ADVICE.
Joanna Miller grants you a non-exclusive, non-transferrable, revocable license to use the Services, including the Products (subject to payment,
where applicable), for your personal use only, in accordance with these Terms. We reserve all rights that
we do not expressly grant in these Terms. We may change, suspend or discontinue any aspect of the
Services at any time, including the availability of any feature or content. Without limitation of any of our
other rights or remedies at law, in equity or under these Terms, we may terminate your license to use the
services, in whole or in part, including your right to use any products, without providing any refund or
cancelling your obligation to make installment payments where applicable, if we determine, in our sole
discretion, that you have breached or violated any of the provisions of these Terms.
You may purchase licenses to certain Products through a one-time payment or in monthly installments,
as specified on the Sites. When you make a purchase, you authorize us to charge the credit, debit card or
PayPal account you provide on a one-time or monthly basis, or payment plan, depending on which
payment plan you elect.
We reserve the right to cancel any order for any reason. Possible reasons for cancellation include, but are
not limited to the following: fraudulent orders, incorrect pricing or non-payment.
If you are not satisfied with a Product that you purchased, you are eligible for a partial refund of
amounts paid for that Product, provided that you: email us at firstname.lastname@example.org, no later than
fifteen (15) days following the date of purchase, requesting a refund, stating the reason for your request.
Notwithstanding the foregoing, certain Product purchases may not be eligible for refund, or might be
subject to satisfaction of additional or different criteria, if and to the extent we so provide on the
applicable Site(s). If you receive a refund for a Product, you will have no further right to use that
Product. We will have the sole discretion to determine whether you satisfy the eligibility criteria for a
refund. For the avoidance of doubt, unless you are eligible to receive a refund, as provided herein, your
obligation to continue to make all monthly payments with respect to a purchase shall remain in effect,
notwithstanding the cancellation or termination of the applicable license for such Product.
We may provide the opportunity for you to provide content or materials (“Your Content”) by means of
the Services, including by commenting on blog posts, by communicating with us directly or through
other forums. You grant to us and our affiliates a non-exclusive, perpetual, irrevocable, royalty-free,
worldwide, assignable, transferrable, right and license to reproduce, display, perform, transmit, modify,
publish, create derivative works from and otherwise use Your Content in any formats or media now
known or hereafter devised, in connection with our provision or promotion of information products or
You agree that you will not:
(i) use the Services in a manner that (a) violates any applicable international, federal, state or local laws,
regulations, rules, ordinances, statutes, requirements, codes or orders of any governmental or judicial
authorities; (b) is fraudulent, deceptive or misleading; (c) is threatening, harassing, discriminatory,
libellous, defamatory, pornographic or obscene; (d) violates anyone’s rights of privacy, publicity or other
rights; (e) violates any contractual or fiduciary obligations; (f) infringes on any copyrights, trademarks,
service marks, trade secrets, patents or other intellectual property rights (collectively, “Intellectual
Property Rights”); (g) has an adverse effect on our business, reputation or ability to provide Services; or
(h) would otherwise be reasonably deemed objectionable under the circumstances;
(ii) violate any program guidelines applicable to use of particular Products or interfere with, impair or
disrupt the ability of others to use such Products;
(iii) use the Services so as to impersonate any person or entity, falsely state or otherwise misrepresent
your affiliation with a person or entity or provide inaccurate information;
(iv) violate or attempt to violate the security of the Services;
(v) reverse engineer, decompile or disassemble any portion of the Services; (vi) “scrape” information
from the Services by automated means;
(i) interfere with the ability of others or permit any unauthorized access to or use of any Products that
you have licensed or to any password applicable to your account for the Services;
(vii) use, redistribute or resell any of the Products or other content of the Services, other than such
unremunerated sharing via social media as may be authorized on the Services or otherwise in writing by
(viii) reproduce, modify, display, distribute, sell, re-sell, distribute, publish, disclose, videotape, share,
divulge, transfer, exploit or create derivative works from any of the Services, including any Products, in
whole or in part, except as expressly provided in these Terms.
As between you and us, we own the Services, including the Products, and any and all graphics,
photographs, images, artwork, text, fonts, software and other technology, and the contents, design,
layout, functions, appearance and other intellectual property, comprising the Services. The foregoing
ownership rights include all Intellectual Property Rights inherent in or appurtenant to the Services.
Without limitation of the foregoing, the Services contain proprietary material of Joanna Miller, which is protected by copyright and other laws
respecting proprietary rights. The Services are also protected by copyright as a collective work and/ or
compilation, pursuant to UK. copyright laws, international conventions, and other copyright laws. Joanna Miller retains all rights in the Services,
including all copyright and other proprietary rights worldwide in all media. You may not use the
Services except as expressly permitted under these Terms.
You agree to indemnify, defend and hold harmless Joanna Miller, or licensors thereof
(collectively, the “Indemnified Parties”) from and against any and all losses, damages, liabilities and
costs, including reasonable attorneys’ fees, sustained by the Indemnified Parties in connection with any
claim arising out of Your Content, your use of our Products, or any breach by you or any user of your
account of these Terms. You shall cooperate as fully as reasonably required in the defense of any such
claim. Joanna Miller reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you.
REPRESENTATIONS AND WARRANTIES
You represent and warrant: (a) that you own all Intellectual Property Rights in Your Content and have
the right to provide Your Content via the Services for use as contemplated herein, and (b) that you are at
least eighteen (18) years old.
These Terms shall be governed by the laws of the United Kindgdom without giving effect to the principles of conflict of laws. YOU AND WE AGREE THAT ANY ACTION OR DISPUTE BETWEEN US WILL BE RESOLVED EXCLUSIVELY BY ARBITRATION IN THE UK.
using any of the Services, you acknowledge and consent to our collection and use of information as set
We may modify these Terms at any time by posting changes on the Sites; however, (i) these changes will
only become effective and binding with respect to you after we provide notice on the Sites that these
Terms have changed and you first use any of the Services following the date of such posting, (ii) the
changes will only apply with respect to your use of the Services after such changes become effective,
and (iii) any change in payment obligations will only apply to your subsequent purchases on, or usage
of, the Services. If at any time you find these Terms unacceptable and do not agree with them, you
thereafter will have no right to use or access the Services.
DIGITAL MILLENNIUM COPYRIGHT ACT
If you believe that any of the Services contain content that infringes on your copyright, please forward
the following information by email to email@example.com
Your address, telephone number, and email address;
A description of the copyrighted work that you claim has been infringed;
A description of where the alleged infringing material is located;
A statement by you that you have a good faith belief that the disputed use is not authorized by you, the
copyright owner, its agent, or the law;
An electronic or physical signature of the person authorized to act on behalf of the owner of the
copyright interest; and a statement by you, made under penalty of perjury, that the above information in
your notice is accurate and that you are the copyright owner or authorized to act on the copyright
The Services may contain links to websites that we do not operate. We are not responsible for the
content of any such websites, and you should direct any concerns regarding such websites to their
respective site administrators or webmasters.
The Sites are not directed to children under the age of 16 and we will not knowingly collect personally
identifiable information from children under 16. We strongly recommend that parents participate in their
children’s exploration of the internet and any online services and use their browser’s parental controls to
limit the areas of the internet to which their children have access. We may, at our discretion, require
users under 18 to obtain the consent of a parent or guardian to view certain content, and we may limit
access to certain content to users above a specified age. You agree to abide by any such restrictions, and
not to help anyone avoid these restrictions.
No joint venture, partnership, employment or agency relationship exists between you and Joanna Miller as a result of these Terms and/or your use
of the Services. These Terms shall be effective as of the date accepted by you. These Terms represent the
entire agreement between you and Joanna Miller with respect to the subject matter hereof, and supersede any and all prior understandings,
statements or representations, whether electronic, oral or written, regarding the Services. Joanna Miller may assign these Terms at its discretion.
You may not assign these Terms. No waiver of any obligation or right of either party shall be effective
unless in writing, executed by the party against whom it is being enforced. In addition to money
damages, Joanna Miller shall be entitled to seek equitable relief where appropriate if you breach of any of these Terms. These Terms are severable
and may be construed to the extent of their enforceability in light of the parties’ mutual intent. The titles
and subtitles in these Terms are used for convenience only and are not to be considered in construing it.
All references herein to “including” and variations thereof shall be deemed to mean, “including, but not
limited to.” All references herein to “we,” “our” or variations thereof shall be deemed to refer to Joanna Miller. All references herein to “you,”
“your” or variations thereof shall be deemed to refer to you individually, if you are entering into these
Terms on an individual basis, and to the corporation, partnership or other organization or legal entity that
you represent, if you are entering into these Terms on behalf of such organization or entity. Notices to
you required or permitted hereunder shall be made to you at the most recent email address on file with
Joanna Miller. Notices to us shall be sent by email to firstname.lastname@example.org.